The student loan system is in need of significant structural changes for the program to function equitably and efficiently for today’s students. A brief from the Urban Institute highlights potential changes a new administration and Congress might make to the loan system, focusing on repayment plans, loan limits, public service loan forgiveness, and relief for current borrowers.

The brief can be obtained at https://www.urban.org/sites/default/files/publication/103268/fixing-the-federal-student-lending-system_1.pdf.